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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,563 | $86,940-39.5% | $102,434-48.7% | $80,935-35.1% |
| Participation rate | 41.0% | 72.4%-31.4pp | 76.5%-35.5pp | 67.7%-26.6pp |
| Annual return | 27.89% | 18.89%+9.0pp | 29.46%-1.6pp | 35.66%-7.8pp |
| Employer contribution / active EE | $1,056 | $2,370-55.4% | $3,023-65.1% | $2,757-61.7% |
| Participant deferral / active EE | $2,112 | $4,121-48.7% | $5,055-58.2% | $4,299-50.9% |
| Admin fee / account holder | $2,332 | $8,047-71.0% | $9,462-75.4% | $6,924-66.3% |