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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,243 | $107,941-47.0% | $91,994-37.8% | $152,897-62.6% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 18.31% | 89.28%-71.0pp | 69.04%-50.7pp | 345.43%-327.1pp |
| Employer contribution / active EE | $0 | $4,212-100.0% | $3,453-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $2,188 | $6,366-65.6% | $5,924-63.1% | $5,851-62.6% |
| Admin fee / account holder | $3,463 | $10,521-67.1% | $7,744-55.3% | $11,599-70.1% |