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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,941 | $81,208+52.6% | $98,920+25.3% | $79,852+55.2% |
| Participation rate | 61.4% | 72.5%-11.1pp | 76.0%-14.7pp | 69.6%-8.3pp |
| Annual return | 10.90% | 60.99%-50.1pp | 196.47%-185.6pp | 31.72%-20.8pp |
| Employer contribution / active EE | $1,151 | $1,960-41.3% | $2,689-57.2% | $2,471-53.4% |
| Participant deferral / active EE | $3,802 | $3,265+16.4% | $4,245-10.4% | $3,740+1.6% |
| Admin fee / account holder | $33,025 | $6,013+449.2% | $6,643+397.2% | $5,306+522.4% |