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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,083 | $150,446-15.5% | $136,297-6.8% | $147,585-13.9% |
| Participation rate | 81.0% | 84.4%-3.5pp | 81.9%-1.0pp | 82.8%-1.9pp |
| Annual return | 36.90% | 1049.14%-1012.2pp | 5156.19%-5119.3pp | 578.58%-541.7pp |
| Employer contribution / active EE | $2,714 | $5,256-48.4% | $4,696-42.2% | $4,876-44.3% |
| Participant deferral / active EE | $8,927 | $6,631+34.6% | $6,247+42.9% | $5,439+64.1% |
| Admin fee / account holder | $2,872 | $10,906-73.7% | $9,244-68.9% | $10,886-73.6% |