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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,263 | $102,385+56.5% | $147,080+9.0% | $80,935+98.0% |
| Participation rate | 80.8% | 75.9%+4.9pp | 82.2%-1.4pp | 67.7%+13.1pp |
| Annual return | 28.62% | 135.09%-106.5pp | 420.17%-391.5pp | 35.66%-7.0pp |
| Employer contribution / active EE | $2,697 | $3,717-27.4% | $4,933-45.3% | $2,757-2.2% |
| Participant deferral / active EE | $7,466 | $6,651+12.3% | $8,066-7.4% | $4,299+73.6% |
| Admin fee / account holder | $7,744 | $7,951-2.6% | $12,989-40.4% | $6,924+11.8% |