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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,444 | $73,988-25.1% | $96,538-42.6% | $75,177-26.2% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 20.42% | 26.73%-6.3pp | 35.74%-15.3pp | 160.75%-140.3pp |
| Employer contribution / active EE | $10,355 | $2,930+253.4% | $3,740+176.9% | $2,671+287.7% |
| Participant deferral / active EE | $5,569 | $3,660+52.1% | $4,880+14.1% | $4,126+35.0% |
| Admin fee / account holder | $2,085 | $5,220-60.1% | $6,737-69.1% | $5,651-63.1% |