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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $500,856 | $181,896+175.4% | $156,551+219.9% | $273,972+82.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 7.23% | 30.74%-23.5pp | 32.23%-25.0pp | 41.46%-34.2pp |
| Employer contribution / active EE | $7,663 | $6,248+22.6% | $5,501+39.3% | $4,869+57.4% |
| Participant deferral / active EE | $8,700 | $5,550+56.8% | $4,871+78.6% | $5,287+64.5% |
| Admin fee / account holder | $4,222 | $15,560-72.9% | $13,028-67.6% | $10,133-58.3% |