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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,814 | $183,516+144.6% | $155,534+188.6% | $145,884+207.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.38% | 61.43%-50.0pp | 64.92%-53.5pp | 551.85%-540.5pp |
| Employer contribution / active EE | $1,656 | $5,315-68.8% | $4,675-64.6% | $4,662-64.5% |
| Participant deferral / active EE | $10,638 | $6,467+64.5% | $5,630+88.9% | $6,690+59.0% |
| Admin fee / account holder | $59,897 | $19,293+210.5% | $15,900+276.7% | $13,392+347.3% |