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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,363 | $152,612+9.7% | $125,192+33.7% | $152,897+9.5% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 18.08% | 54.85%-36.8pp | 43.79%-25.7pp | 345.43%-327.3pp |
| Employer contribution / active EE | $2,789 | $4,947-43.6% | $3,866-27.9% | $4,764-41.5% |
| Participant deferral / active EE | $6,956 | $5,868+18.5% | $4,937+40.9% | $5,851+18.9% |
| Admin fee / account holder | $23,856 | $13,437+77.5% | $9,704+145.8% | $11,599+105.7% |