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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,074 | $138,114-12.3% | $125,391-3.4% | $134,545-10.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -14.40% | 750.88%-765.3pp | 572.41%-586.8pp | 418.37%-432.8pp |
| Employer contribution / active EE | $1,871 | $5,246-64.3% | $4,816-61.2% | $4,742-60.5% |
| Participant deferral / active EE | $5,000 | $7,801-35.9% | $7,448-32.9% | $6,401-21.9% |
| Admin fee / account holder | $5,622 | $11,570-51.4% | $10,009-43.8% | $11,431-50.8% |