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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,412 | $160,040+74.6% | $147,096+90.0% | $145,877+91.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.34% | 98.49%-79.2pp | 419.75%-400.4pp | 551.28%-531.9pp |
| Employer contribution / active EE | $7,273 | $5,289+37.5% | $4,936+47.3% | $4,663+56.0% |
| Participant deferral / active EE | $5,939 | $8,429-29.5% | $8,071-26.4% | $6,691-11.2% |
| Admin fee / account holder | $4,058 | $15,050-73.0% | $13,005-68.8% | $13,402-69.7% |