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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,862 | $72,027-72.4% | $185,861-89.3% | $79,856-75.1% |
| Participation rate | 62.0% | 65.8%-3.8pp | 78.0%-16.0pp | 69.6%-7.6pp |
| Annual return | 0.00% | 23.13%-23.1pp | 35.96%-36.0pp | 31.71%-31.7pp |
| Employer contribution / active EE | $1,271 | $1,965-35.3% | $4,088-68.9% | $2,471-48.6% |
| Participant deferral / active EE | $2,272 | $3,780-39.9% | $5,634-59.7% | $3,741-39.3% |
| Admin fee / account holder | $570 | $4,513-87.4% | $9,503-94.0% | $5,306-89.3% |