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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,547 | $106,008-0.4% | $92,240+14.4% | $147,586-28.5% |
| Participation rate | 87.5% | 80.4%+7.1pp | 76.5%+11.0pp | 82.8%+4.7pp |
| Annual return | 7.64% | 50.05%-42.4pp | 176.29%-168.7pp | 578.59%-571.0pp |
| Employer contribution / active EE | $1,789 | $4,333-58.7% | $3,680-51.4% | $4,876-63.3% |
| Participant deferral / active EE | $7,873 | $4,478+75.8% | $3,897+102.0% | $5,439+44.8% |
| Admin fee / account holder | $12,848 | $6,333+102.9% | $5,194+147.3% | $10,886+18.0% |