Retirement plan

DELAY CURRAN THOMPSON PONTAROLO & WALKER PS 401(K) PROFIT SHARING PLAN

Name: DELAY, CURRAN, THOMPSON, PONTAROLO & WALKER, P.S. - DELAY CURRAN THOMPSON PONTAROLO & WALKER PS 401(K) PROFIT SHARING PLAN (2019) Form 5500
Creator: DELAY, CURRAN, THOMPSON, PONTAROLO & WALKER, P.S.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DELAY CURRAN THOMPSON PONTAROLO & WALKER PS 401(K) PROFIT SHARING PLAN, DELAY, CURRAN, THOMPSON, PONTAROLO & WALKER, P.S.

DELAY, CURRAN, THOMPSON, PONTAROLO & WALKER, P.S.EIN 91-1096407Plan #002PY 2019

601 W. MAIN, SUITE 1212 - SPOKANE, WA 99201509-455-9500delayandcurran.comLinkedIn11-50 employees

Prospect flagsLow returnsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$8.2M

+7.5% from 2018

Total participants

-10.0% from 2018

Average account balance

$915,009

+19.4% from 2018

Annual return

10.08%

+12.25 pp from 2018

Benchmarks

See 119,329 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort119,329 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.71M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$1.2M

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$356K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$40K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.76%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$42452

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2R2G2J2F3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$443K

$55404 / participant

Other / not subdivided$443K100.0%

% of EOY assets

5.382%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$915,009

$157,304+481.7%

$141,197+548.0%

$152,909+498.4%

Participation rate

100.0%

84.8%+15.2pp

82.5%+17.5pp

Annual return

10.08%

64.34%-54.3pp

71.41%-61.3pp

345.46%-335.4pp

Employer contribution / active EE

$16,842

$5,263+220.0%

$4,736+255.6%

$4,764+253.5%

Participant deferral / active EE

$13,674

$7,111+92.3%

$6,710+103.8%

$5,851+133.7%

Admin fee / account holder

$49,248

$12,126+306.1%

$10,265+379.8%

$11,601+324.5%

DELAY CURRAN THOMPSON PONTAROLO & WALKER PS 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DELAY CURRAN THOMPSON PONTAROLO & WALKER PS 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion