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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,787 | $58,093+126.9% | $80,022+64.7% | $56,289+134.1% |
| Participation rate | 97.4% | 73.6%+23.8pp | 75.8%+21.6pp | 69.9%+27.5pp |
| Annual return | -7.10% | 34.63%-41.7pp | 11.22%-18.3pp | -9.96%+2.9pp |
| Employer contribution / active EE | $3,696 | $1,933+91.2% | $2,468+49.8% | $2,111+75.1% |
| Participant deferral / active EE | $6,652 | $3,136+112.1% | $3,686+80.5% | $3,350+98.6% |
| Admin fee / account holder | $7,930 | $623+1173.7% | $6,521+21.6% | $521+1422.1% |