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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,968 | $162,821-90.8% | $133,978-88.8% | $158,982-90.6% |
| Participation rate | 66.7% | 83.2%-16.6pp | 79.8%-13.2pp | 82.0%-15.3pp |
| Annual return | 20.55% | 41.95%-21.4pp | 45.10%-24.5pp | 302.99%-282.4pp |
| Employer contribution / active EE | $1,399 | $4,976-71.9% | $3,919-64.3% | $4,763-70.6% |
| Participant deferral / active EE | $3,861 | $5,910-34.7% | $5,047-23.5% | $5,983-35.5% |
| Admin fee / account holder | $149 | $11,742-98.7% | $8,930-98.3% | $11,252-98.7% |