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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $114,890 |
Filed as: CAPFINANCIAL PARTNERS, LLC Service code 27 · EIN 26-0058143 | Advisory (Plan) | $23,012 |
TRUTINA FINANCIAL3 years Service code 27 · EIN 47-0995939 | Advisory (Plan) | $21,433 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,088 | $200,096-86.0% | $69,632-59.7% | $200,096-86.0% |
| Participation rate | 99.3% | 72.0%+27.3pp | 66.4%+32.8pp | 72.0%+27.3pp |
| Annual return | 12.14% | 34.26%-22.1pp | 101.32%-89.2pp | 34.26%-22.1pp |
| Employer contribution / active EE | $1,794 | $3,038-40.9% | $1,708+5.0% | $3,038-40.9% |
| Participant deferral / active EE | $2,112 | $5,090-58.5% | $2,889-26.9% | $5,090-58.5% |
| Admin fee / account holder | $134 | $269-50.1% | $4,695-97.1% | $269-50.1% |