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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,361 | $105,866-5.2% | $90,766+10.6% | $134,545-25.4% |
| Participation rate | 87.5% | 78.3%+9.2pp | 75.7%+11.8pp | 81.2%+6.3pp |
| Annual return | 6.21% | -10.99%+17.2pp | -12.16%+18.4pp | 418.37%-412.2pp |
| Employer contribution / active EE | $2,500 | $3,464-27.8% | $2,922-14.4% | $4,742-47.3% |
| Participant deferral / active EE | $0 | $5,217-100.0% | $4,565-100.0% | $6,401-100.0% |
| Admin fee / account holder | $8,258 | $13,938-40.7% | $8,446-2.2% | $11,431-27.8% |