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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,957 | $160,040-77.5% | $147,096-75.6% | $145,877-75.4% |
| Participation rate | 72.7% | 84.0%-11.3pp | 82.2%-9.5pp | 80.3%-7.6pp |
| Annual return | 14.41% | 98.49%-84.1pp | 419.75%-405.3pp | 551.28%-536.9pp |
| Employer contribution / active EE | $1,899 | $5,289-64.1% | $4,936-61.5% | $4,663-59.3% |
| Participant deferral / active EE | $2,859 | $8,429-66.1% | $8,071-64.6% | $6,691-57.3% |
| Admin fee / account holder | $890 | $15,050-94.1% | $13,005-93.2% | $13,402-93.4% |