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| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT5 years Service code 27 · EIN 41-1416330 | Advisory (Plan) | $34,822 |
Filed as: NORTHWEST PLAN SERVICES Service code 64 · EIN 91-2090931 | Recordkeeping Fees | $25,069 |
CLIFTONLARSONALLEN LLP4 years Service code 10 · EIN 41-0746749 | Accounting | $11,813 |
MATRIX TRUST COMPANY2 years Filed as: MATRIX TRUST Service code 19 · EIN 75-3182674 | Securities Custodian | $7,304 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,468 | $64,176-22.9% | $112,249-55.9% | $66,938-26.1% |
| Participation rate | 79.9% | 68.4%+11.4pp | 75.1%+4.8pp | 69.8%+10.1pp |
| Annual return | -15.89% | -13.80%-2.1pp | 27.48%-43.4pp | 1.58%-17.5pp |
| Employer contribution / active EE | $1,838 | $3,007-38.9% | $3,636-49.5% | $2,545-27.8% |
| Participant deferral / active EE | $4,046 | $3,694+9.6% | $4,729-14.4% | $4,238-4.5% |
| Admin fee / account holder | $416 | $626-33.6% | $6,412-93.5% | $594-29.9% |