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| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT7 years Service code 27 · EIN 41-1416330 | Advisory (Plan) | $33,742 |
Filed as: NORTHWEST PLAN SERVICES Service code 64 · EIN 91-2090931 | Recordkeeping Fees | $24,257 |
CLIFTONLARSONALLEN LLP6 years Service code 10 · EIN 41-0746749 | Accounting | $17,320 |
MATRIX TRUST COMPANY4 years Filed as: MATRIX TRUST Service code 19 · EIN 75-3182674 | Securities Custodian | $5,280 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,508 | $80,781-25.1% | $102,437-40.9% | $74,478-18.8% |
| Participation rate | 76.6% | 65.7%+11.0pp | 74.5%+2.1pp | 67.2%+9.4pp |
| Annual return | 11.65% | 27.58%-15.9pp | 24.95%-13.3pp | 1370.56%-1358.9pp |
| Employer contribution / active EE | $2,238 | $3,160-29.2% | $3,871-42.2% | $2,626-14.8% |
| Participant deferral / active EE | $4,160 | $3,862+7.7% | $5,060-17.8% | $4,350-4.4% |
| Admin fee / account holder | $388 | $2,372-83.6% | $8,388-95.4% | $1,946-80.1% |