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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,324 | $77,920+95.5% | $149,723+1.7% | $75,177+102.6% |
| Participation rate | 83.3% | 65.6%+17.8pp | 78.8%+4.6pp | 67.2%+16.1pp |
| Annual return | 18.18% | 31.72%-13.5pp | 134.50%-116.3pp | 160.75%-142.6pp |
| Employer contribution / active EE | $5,258 | $3,138+67.5% | $4,821+9.1% | $2,671+96.8% |
| Participant deferral / active EE | $6,628 | $3,411+94.3% | $5,682+16.6% | $4,126+60.6% |
| Admin fee / account holder | $4,283 | $5,951-28.0% | $13,215-67.6% | $5,651-24.2% |