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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,267 | $81,276+86.1% | $155,574-2.8% | $80,925+86.9% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 13.76% | 33.36%-19.6pp | 64.87%-51.1pp | 35.65%-21.9pp |
| Employer contribution / active EE | $6,829 | $3,103+120.1% | $4,676+46.0% | $2,756+147.8% |
| Participant deferral / active EE | $7,399 | $3,453+114.3% | $5,629+31.4% | $4,299+72.1% |
| Admin fee / account holder | $1,983 | $7,993-75.2% | $15,914-87.5% | $6,940-71.4% |