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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,136 | $91,198+235.7% | $178,503+71.5% | $79,856+283.4% |
| Participation rate | 98.6% | 69.2%+29.4pp | 81.9%+16.6pp | 69.6%+28.9pp |
| Annual return | 16.35% | 24.20%-7.8pp | 151.12%-134.8pp | 31.71%-15.4pp |
| Employer contribution / active EE | $12,712 | $3,257+290.3% | $5,011+153.7% | $2,471+414.4% |
| Participant deferral / active EE | $8,479 | $3,237+162.0% | $5,202+63.0% | $3,741+126.7% |
| Admin fee / account holder | $4,173 | $6,748-38.2% | $13,987-70.2% | $5,306-21.4% |