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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,956 | $148,623-1.1% | $135,974+8.1% | $139,466+5.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.80% | 79.30%-63.5pp | 68.30%-52.5pp | 373.66%-357.9pp |
| Employer contribution / active EE | $1,319 | $5,246-74.9% | $4,859-72.9% | $4,754-72.3% |
| Participant deferral / active EE | $11,415 | $8,103+40.9% | $7,760+47.1% | $6,712+70.1% |
| Admin fee / account holder | $2,306 | $12,406-81.4% | $10,767-78.6% | $11,409-79.8% |