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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,516 | $44,714+147.2% | $91,225+21.1% | $66,938+65.1% |
| Participation rate | 40.0% | 65.0%-25.0pp | 73.2%-33.2pp | 69.8%-29.8pp |
| Annual return | -14.61% | -12.25%-2.4pp | 114.12%-128.7pp | 1.58%-16.2pp |
| Employer contribution / active EE | $0 | $1,710-100.0% | $2,851-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $2,032 | $3,355-39.4% | $4,233-52.0% | $4,238-52.1% |
| Admin fee / account holder | $21,097 | $521+3948.5% | $5,422+289.1% | $594+3454.6% |