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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,316 | $85,171-90.2% | $172,753-95.2% | $72,976-88.6% |
| Participation rate | 76.0% | 70.1%+5.9pp | 82.6%-6.6pp | 69.5%+6.5pp |
| Annual return | 29.12% | 27.32%+1.8pp | 803.00%-773.9pp | 81.02%-51.9pp |
| Employer contribution / active EE | $891 | $3,324-73.2% | $5,144-82.7% | $2,440-63.5% |
| Participant deferral / active EE | $1,986 | $3,260-39.1% | $5,198-61.8% | $3,608-44.9% |
| Admin fee / account holder | $747 | $5,880-87.3% | $13,956-94.6% | $5,124-85.4% |