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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,179 | $138,114-64.4% | $125,391-60.8% | $134,545-63.4% |
| Participation rate | 62.5% | 84.5%-22.0pp | 82.4%-19.9pp | 81.2%-18.7pp |
| Annual return | -16.87% | 750.88%-767.8pp | 572.41%-589.3pp | 418.37%-435.2pp |
| Employer contribution / active EE | $0 | $5,246-100.0% | $4,816-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $3,308 | $7,801-57.6% | $7,448-55.6% | $6,401-48.3% |
| Admin fee / account holder | $27,144 | $11,570+134.6% | $10,009+171.2% | $11,431+137.5% |