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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,311 | $110,379+35.3% | $102,412+45.8% | $145,884+2.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 6.47% | 24.84%-18.4pp | 24.94%-18.5pp | 551.85%-545.4pp |
| Employer contribution / active EE | $10,593 | $4,216+151.3% | $3,870+173.7% | $4,662+127.2% |
| Participant deferral / active EE | $9,217 | $5,622+64.0% | $5,060+82.1% | $6,690+37.8% |
| Admin fee / account holder | $6,362 | $9,745-34.7% | $8,388-24.1% | $13,392-52.5% |