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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,684 | $106,247+26.8% | $96,515+39.5% | $139,466-3.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 16.88% | 38.47%-21.6pp | 35.73%-18.8pp | 373.66%-356.8pp |
| Employer contribution / active EE | $8,280 | $4,106+101.7% | $3,740+121.4% | $4,754+74.2% |
| Participant deferral / active EE | $9,248 | $5,456+69.5% | $4,880+89.5% | $6,712+37.8% |
| Admin fee / account holder | $1,357 | $7,885-82.8% | $6,735-79.9% | $11,409-88.1% |