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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,670 | $110,410+32.8% | $102,437+43.2% | $145,897+0.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 15.21% | 24.85%-9.6pp | 24.95%-9.7pp | 552.29%-537.1pp |
| Employer contribution / active EE | $7,875 | $4,217+86.7% | $3,871+103.5% | $4,663+68.9% |
| Participant deferral / active EE | $8,855 | $5,622+57.5% | $5,060+75.0% | $6,689+32.4% |
| Admin fee / account holder | $807 | $9,745-91.7% | $8,388-90.4% | $13,390-94.0% |