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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,426 | $217,432-37.7% | $185,851-27.1% | $167,553-19.2% |
| Participation rate | 83.3% | 86.1%-2.7pp | 81.7%+1.6pp | 82.1%+1.2pp |
| Annual return | 10.62% | 148.43%-137.8pp | 122.11%-111.5pp | 478.89%-468.3pp |
| Employer contribution / active EE | $2,992 | $5,874-49.1% | $5,168-42.1% | $4,840-38.2% |
| Participant deferral / active EE | $5,747 | $6,357-9.6% | $5,569+3.2% | $6,343-9.4% |
| Admin fee / account holder | $2,732 | $19,820-86.2% | $16,245-83.2% | $12,316-77.8% |