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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,526 | $112,729-80.0% | $98,716-77.2% | $137,256-83.6% |
| Participation rate | 40.9% | 74.2%-33.3pp | 69.3%-28.4pp | 80.0%-39.1pp |
| Annual return | 21.51% | 38.48%-17.0pp | 31.81%-10.3pp | 220.34%-198.8pp |
| Employer contribution / active EE | $0 | $2,725-100.0% | $2,279-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $2,287 | $4,640-50.7% | $4,048-43.5% | $6,407-64.3% |
| Admin fee / account holder | $78 | $10,129-99.2% | $8,703-99.1% | $12,270-99.4% |