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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,155 | $100,194-26.0% | $122,979-39.7% | $86,983-14.7% |
| Participation rate | 39.3% | 73.0%-33.6pp | 77.2%-37.8pp | 69.5%-30.2pp |
| Annual return | 16.06% | 16.47%-0.4pp | 20.12%-4.1pp | 25.83%-9.8pp |
| Employer contribution / active EE | $1,270 | $2,326-45.4% | $3,062-58.5% | $2,584-50.8% |
| Participant deferral / active EE | $2,298 | $4,133-44.4% | $5,003-54.1% | $4,194-45.2% |
| Admin fee / account holder | $23,262 | $10,148+129.2% | $12,864+80.8% | $7,856+196.1% |