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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,045 | $149,040-79.2% | $120,225-74.2% | $137,256-77.4% |
| Participation rate | 22.2% | 75.4%-53.2pp | 69.6%-47.4pp | 80.0%-57.7pp |
| Annual return | 15.87% | 605.68%-589.8pp | 439.23%-423.4pp | 220.34%-204.5pp |
| Employer contribution / active EE | $1,996 | $4,350-54.1% | $3,475-42.6% | $4,156-52.0% |
| Participant deferral / active EE | $1,180 | $4,655-74.6% | $3,999-70.5% | $6,407-81.6% |
| Admin fee / account holder | $2,333 | $6,348-63.2% | $5,696-59.0% | $12,270-81.0% |