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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,705 | $78,707+12.7% | $117,861-24.7% | $70,126+26.5% |
| Participation rate | 71.1% | 73.2%-2.1pp | 79.7%-8.6pp | 69.5%+1.6pp |
| Annual return | 15.49% | 23.30%-7.8pp | 335.11%-319.6pp | 73.15%-57.7pp |
| Employer contribution / active EE | $2,751 | $2,223+23.7% | $3,786-27.3% | $2,343+17.5% |
| Participant deferral / active EE | $3,504 | $3,297+6.3% | $4,482-21.8% | $3,332+5.2% |
| Admin fee / account holder | $9,344 | $5,066+84.5% | $8,021+16.5% | $4,645+101.1% |