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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,204 | $111,814+25.4% | $103,378+35.6% | $145,978-4.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 17.31% | 24.80%-7.5pp | 24.91%-7.6pp | 550.52%-533.2pp |
| Employer contribution / active EE | $4,010 | $4,215-4.9% | $3,870+3.6% | $4,662-14.0% |
| Participant deferral / active EE | $8,209 | $5,618+46.1% | $5,058+62.3% | $6,690+22.7% |
| Admin fee / account holder | $19,372 | $9,764+98.4% | $8,401+130.6% | $13,400+44.6% |