Retirement plan

COLLEGE PLACE HEATING & AIR CONDITIONING, INC. 401(K) PROFIT SHARING PLAN & TRUST

Name: COLLEGE PLACE HEATING & AIR CONDITIONING, INC. - COLLEGE PLACE HEATING & AIR CONDITIONING, INC. 401(K) PROFIT SHARING PLAN & TRUST (2017) Form 5500
Creator: COLLEGE PLACE HEATING & AIR CONDITIONING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COLLEGE PLACE HEATING & AIR CONDITIONING, INC. 401(K) PROFIT SHARING PLAN & TRUST, COLLEGE PLACE HEATING & AIR CONDITIONING, INC.

COLLEGE PLACE HEATING & AIR CONDITIONING, INC.EIN 91-0911752Plan #002PY 2017

970 NE ROSE STREET, PO BOX 445 - WALLA WALLA, WA 99324509-525-8073cpheat.comLinkedIn1-10 employeesfacilities services

Prospect flagsHigh feesLow participant contributionLow fidelity bond

How to read this page

Total assets (EOY)

$1.3M

+12.7% from 2016

Total participants

0.0% from 2016

Average account balance

$61,924

+23.4% from 2016

Annual return

14.76%

+14.71 pp from 2016

Benchmarks

See 37,229 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort37,229 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.85M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$84K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

141.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$97K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.79%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$865

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$138K

$8102 / participant

Other / not subdivided$138K100.0%

% of EOY assets

10.591%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$61,924

$106,008-41.6%

$92,240-32.9%

$147,586-58.0%

Participation rate

88.2%

80.4%+7.8pp

76.5%+11.8pp

82.8%+5.4pp

Annual return

14.76%

50.05%-35.3pp

176.29%-161.5pp

578.59%-563.8pp

Employer contribution / active EE

$4,706

$4,333+8.6%

$3,680+27.9%

$4,876-3.5%

Participant deferral / active EE

$1,038

$4,478-76.8%

$3,897-73.4%

$5,439-80.9%

Admin fee / account holder

$6,559

$6,333+3.6%

$5,194+26.3%

$10,886-39.8%

COLLEGE PLACE HEATING & AIR CONDITIONING, INC. 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COLLEGE PLACE HEATING & AIR CONDITIONING, INC. 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion