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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,387 | $133,998+43.6% | $112,263+71.4% | $134,545+43.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -28.20% | 47.17%-75.4pp | 27.49%-55.7pp | 418.37%-446.6pp |
| Employer contribution / active EE | $24,489 | $4,040+506.1% | $3,636+573.5% | $4,742+416.5% |
| Participant deferral / active EE | $18,392 | $5,292+247.5% | $4,729+288.9% | $6,401+187.3% |
| Admin fee / account holder | $2,295 | $7,493-69.4% | $6,410-64.2% | $11,431-79.9% |