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Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,480 | $72,620-84.2% | $90,760-87.4% | $66,938-82.8% |
| Participation rate | 83.9% | 73.7%+10.2pp | 75.7%+8.2pp | 69.8%+14.1pp |
| Annual return | 7.74% | -12.28%+20.0pp | -12.16%+19.9pp | 1.58%+6.2pp |
| Employer contribution / active EE | $1,209 | $2,369-49.0% | $2,922-58.6% | $2,545-52.5% |
| Participant deferral / active EE | $909 | $3,979-77.1% | $4,565-80.1% | $4,238-78.5% |
| Admin fee / account holder | $273 | $707-61.4% | $8,444-96.8% | $594-54.1% |