See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,158 | $52,953-48.7% | $172,739-84.3% | $65,185-58.3% |
| Participation rate | 30.6% | 66.2%-35.6pp | 82.6%-52.0pp | 70.2%-39.6pp |
| Annual return | 22.25% | 30.12%-7.9pp | 802.84%-780.6pp | 29.38%-7.1pp |
| Employer contribution / active EE | $289 | $2,190-86.8% | $5,143-94.4% | $2,177-86.7% |
| Participant deferral / active EE | $1,093 | $2,471-55.8% | $5,198-79.0% | $3,514-68.9% |
| Admin fee / account holder | $6 | $472-98.8% | $13,954-100.0% | $847-99.3% |