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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,219 | $116,203-82.6% | $93,621-78.4% | $152,909-86.8% |
| Participation rate | 90.0% | 78.1%+11.9pp | 75.8%+14.2pp | 82.5%+7.5pp |
| Annual return | 21.75% | 35.96%-14.2pp | 32.76%-11.0pp | 345.46%-323.7pp |
| Employer contribution / active EE | $1,595 | $3,219-50.4% | $2,719-41.3% | $4,764-66.5% |
| Participant deferral / active EE | $2,943 | $4,605-36.1% | $4,070-27.7% | $5,851-49.7% |
| Admin fee / account holder | $307 | $10,751-97.1% | $7,890-96.1% | $11,601-97.4% |