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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,101 | $124,346-8.2% | $111,306+2.5% | $167,553-31.9% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 7.82% | 37.46%-29.6pp | 54.67%-46.9pp | 478.89%-471.1pp |
| Employer contribution / active EE | $2,472 | $3,438-28.1% | $2,732-9.5% | $4,840-48.9% |
| Participant deferral / active EE | $6,278 | $5,182+21.2% | $4,488+39.9% | $6,343-1.0% |
| Admin fee / account holder | $5,815 | $10,623-45.3% | $7,966-27.0% | $12,316-52.8% |