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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,469 | $88,672-32.9% | $105,223-43.5% | $82,448-27.9% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 10.91% | 30.86%-19.9pp | 180.65%-169.7pp | 41.64%-30.7pp |
| Employer contribution / active EE | $3,467 | $3,048+13.7% | $3,689-6.0% | $2,551+35.9% |
| Participant deferral / active EE | $6,112 | $4,036+51.4% | $5,072+20.5% | $4,139+47.7% |
| Admin fee / account holder | $32,186 | $7,146+350.4% | $8,859+263.3% | $7,234+344.9% |