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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,962 | $93,617+112.5% | $135,982+46.3% | $75,177+164.7% |
| Participation rate | 86.8% | 75.2%+11.6pp | 81.9%+4.9pp | 67.2%+19.6pp |
| Annual return | 14.42% | 30.89%-16.5pp | 68.32%-53.9pp | 160.75%-146.3pp |
| Employer contribution / active EE | $9,737 | $3,538+175.2% | $4,859+100.4% | $2,671+264.5% |
| Participant deferral / active EE | $6,533 | $6,406+2.0% | $7,760-15.8% | $4,126+58.3% |
| Admin fee / account holder | $68,028 | $6,980+874.7% | $10,767+531.8% | $5,651+1103.8% |