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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,833 | $105,210+147.0% | $159,487+62.9% | $85,851+202.7% |
| Participation rate | 90.6% | 75.8%+14.8pp | 82.8%+7.8pp | 69.3%+21.3pp |
| Annual return | 12.84% | 45.08%-32.2pp | 263.71%-250.9pp | 318.63%-305.8pp |
| Employer contribution / active EE | $7,757 | $3,319+133.7% | $4,831+60.6% | $2,565+202.4% |
| Participant deferral / active EE | $7,622 | $5,946+28.2% | $7,354+3.7% | $3,952+92.9% |
| Admin fee / account holder | $20,498 | $6,934+195.6% | $10,804+89.7% | $6,261+227.4% |