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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,703 | $50,958+38.7% | $74,552-5.2% | $64,181+10.2% |
| Participation rate | 82.9% | 61.1%+21.8pp | 69.1%+13.8pp | 69.6%+13.3pp |
| Annual return | -5.51% | -1.86%-3.7pp | 32.53%-38.0pp | 7.63%-13.1pp |
| Employer contribution / active EE | $858 | $1,115-23.0% | $1,961-56.2% | $2,381-63.9% |
| Participant deferral / active EE | $3,826 | $2,301+66.2% | $3,108+23.1% | $3,470+10.3% |
| Admin fee / account holder | $1,708 | $4,223-59.5% | $5,060-66.2% | $4,887-65.0% |