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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,653 | $83,485-84.8% | $125,195-89.9% | $72,976-82.7% |
| Participation rate | 87.8% | 73.3%+14.5pp | 79.8%+8.0pp | 69.5%+18.3pp |
| Annual return | 20.20% | 25.77%-5.6pp | 43.79%-23.6pp | 81.02%-60.8pp |
| Employer contribution / active EE | $834 | $2,346-64.5% | $3,866-78.4% | $2,440-65.8% |
| Participant deferral / active EE | $2,519 | $3,586-29.8% | $4,937-49.0% | $3,608-30.2% |
| Admin fee / account holder | $1,663 | $5,518-69.9% | $9,704-82.9% | $5,124-67.5% |