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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,585 | $212,777-42.4% | $173,703-29.4% | $198,609-38.3% |
| Participation rate | 100.0% | 81.1%+18.9pp | 75.9%+24.1pp | 82.4%+17.6pp |
| Annual return | 16.90% | 18.82%-1.9pp | 17.46%-0.6pp | 202.70%-185.8pp |
| Employer contribution / active EE | $2,219 | $5,214-57.4% | $4,288-48.3% | $5,055-56.1% |
| Participant deferral / active EE | $3,258 | $5,697-42.8% | $4,854-32.9% | $6,977-53.3% |
| Admin fee / account holder | $5,102 | $19,536-73.9% | $15,562-67.2% | $19,030-73.2% |