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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,923 | $183,516+0.2% | $155,534+18.3% | $145,884+26.1% |
| Participation rate | 68.2% | 82.7%-14.5pp | 78.2%-10.0pp | 80.3%-12.1pp |
| Annual return | 14.70% | 61.43%-46.7pp | 64.92%-50.2pp | 551.85%-537.2pp |
| Employer contribution / active EE | $2,911 | $5,315-45.2% | $4,675-37.7% | $4,662-37.6% |
| Participant deferral / active EE | $5,985 | $6,467-7.4% | $5,630+6.3% | $6,690-10.5% |
| Admin fee / account holder | $3,692 | $19,293-80.9% | $15,900-76.8% | $13,392-72.4% |